Keys Website Terms of Use

for

KeysToUnderstandingLife.com

and

KeysToUnderstandingLife.org

(please be patient with us - this is important; however, it is

"heavy" on Caesar's legalize!)

Thank you for visiting the Website of Keys to Understanding Life ("Keys" or "we" or "our"). We are dedicated to helping individuals develop deeper, personally transforming discipleship and connection with God, and we hope that you will find our website, located at www.KeysToUnderstandingLife.com (the “Website”) or www.KeysToUnderstandingLife.org (the "Website"), informative and useful. By accessing and using the Website, or by downloading any material available on the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy and other notices posted on this Website. If you do not accept these Terms of Use and the Privacy Policy, please do not use this Site or download any content from it.

We may modify these Terms of Use and the Privacy Policy at any time, and we will post on the home page of the Website notification of any such modification for at least fourteen (14) days prior to the effective date of the modified Terms of Use or Privacy Policy. Your use of the Site after the effective date of any modified Terms of Use or Privacy Policy will be subject to and governed by such modified Terms of Use and Privacy Policy.

Use of This Website

By using the Website, you represent that you are 18 years of age or older; that all information you have provided to gain access to this Website is true and accurate; and that you will comply with all applicable laws, rules and regulations in connection with your use of our Website and participation in any programs offered through this Website. You may not use this Website, or any products or services offered or provided therein, in any manner or for any purpose that is unlawful or prohibited by these Terms of Use or other terms contained on this Website. You may not use the Website in any manner that has an adverse impact on the performance or availability of our Website or the programs offered through this Website.

This Website is provided as an interactive and informational resource only; the information and materials contained in the Website are intended solely for the general information of the user. The Keys To Understanding Life Series authors are not licensed or professional counselors, therapists or psychiatrists. Nothing contained in the Website is intended, or should be considered, as medical advice or therapy, to diagnose medical problems, or to take the place of professional medical or mental health care. You should seek the advice of a physician or other qualified health professional with any questions that you may have regarding a physical or mental condition. We encourage you to evaluate the details of your own situation and to seek professional medical assistance and/or specialized assistance when necessary and appropriate. Do not disregard professional healthcare or spiritual advice or delay seeking such advice because of something you read on or from this Website.

You also acknowledge and agree that Keys, its teachers, directors, officers, employees, control persons, suppliers, licensors, volunteers, sponsors, agents, the authors of the Keys To Understanding Life Series or any other party are not, in providing the Website, agreeing to serve as a "Business Associate" with respect to any "Protected Health Information" ("PHI") as defined in the Health Insurance Portability and Accountability Act and regulations promulgated pursuant thereto. You shall refrain from uploading any PHI to the Website or from using the Website for the storage or transfer of any PHI.

Website Content, Copyrights, Trademarks and Intellectual Property Rights

The term "Downloadable Content" includes any material in any downloadable file that is available on the Website, whether it is "Supplemental" material or "Free Stuff." All copyrights to the Downloadable Content are owned by the authors of the Keys To Understanding Life Series, and unauthorized use of the Downloadable Content may violate copyright, trademark, and other laws. We are authorized to permit you to view, download and use the Downloadable Content solely for your personal use, provided that you retain all copyright and other proprietary notices (including any watermarks) contained in the original materials on any copies of the materials. You may not unlock or seek to bypass any electronic restrictions on your access to and use of this Website or the Downloadable Content. You may not modify the Downloadable Content in any way or reproduce, excerpt, distribute or otherwise use it for any public or commercial purpose, by any means, including electronic, mechanical, photocopy, recording or otherwise, whether for profit or not for profit, including by churches, church organizations, Sunday Schools, Bible Study, devotional groups, retreats, seminars, Vacation Bible Schools, or similar venues regardless of denomination, without our prior written permission. In addition, any use of the Downloadable Content on any other website or networked computer environment for any purpose is prohibited.

We reserve the right to permanently discontinue the availability of any of the Downloadable Content or any page containing such content. If any of the Downloadable Content is made unavailable from the Website, such action places any existing Downloadable Content in an All Rights Reserved status by the authors of the Keys To Understanding Life Series; these Terms of Use shall continue to apply to such existing Downloadable Content. When possible, the authors of the Keys To Understanding Life Series will post a notification online on the "News" page indicating when these actions are taking place.

The term "Website Content" includes all elements of the Website, other than the Downloadable Content, including without limitation software, text, graphics, images, video, audio and other material. The Website Content is owned by us, the authors of the Keys To Understanding Life Series or other third parties who have licensed use, and are protected by copyright, trade dress and other laws; and such elements may not be copied or imitated, in whole or in part. We strictly prohibit any use of the Website or the Website Content other than as specifically provided herein, without our prior written permission. Unauthorized use of the Website or Website Content may violate various laws, including without limitation intellectual property laws, communication regulations, and data security, privacy and data breach laws. Any license or permission that you may have to this Website and Website Content is limited to that expressly set forth in these Terms of Use, and we may revoke such license at any time without prior notice, with or without cause.

The trademarks, services marks and logos used and displayed on the Website are our trademarks or the trademarks of the authors of the Keys To Understanding Life Series. No right or license to use any trademark, service mark, graphic, logo, sound, image, or other aspect of the Website is granted by these Terms of Use or your use of the Website.

By uploading content or other information to the Website, including without limitation, text, graphics, images, video, audio and other material, you grant to us a perpetual, non-exclusive, worldwide, royalty-free license to use, copy, print, display, reproduce, modify, transmit, store, publish, and distribute the such content and information. You may not upload to our Website any information that: (i) violates or infringes the rights of any persons, including without limitation rights in copyrights, patents, trademarks or other intellectual property rights; (ii) is libelous, defamatory, obscene, pornographic, abusive or otherwise violates any law; or (iii) contains viruses, "worms," "trojan horses" or any other harmful properties. You also may not use the Website for any of the following activities:

- Posting advertisements or business solicitations;

- Posting chain letters or pyramid schemes;

- Impersonating another individual;

- Collecting information about other users, including email addresses, without their consent;

- Posting the same content more than once or spamming;

- Engaging in conduct that prohibits or interferes with another users' enjoyment of this Website; and

- Allowing others to access the Website under your credentials.

We reserve the right, in our sole discretion, to edit or delete at any time any information uploaded to the Website.

Electronic Communications

When you visit this Website or send emails to us, you are communicating with us electronically. The transmission of data or information (including communications by email) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit. Accordingly, we do not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, including the exchange of email with us (including those which may contain your personal information). While we shall take commercially reasonable efforts to safeguard the privacy of any personal information you provide us and treat such information in accordance with our Privacy Policy, in no event will the information you provide to us be deemed to create any fiduciary obligations to you on our part, create any legal or other privilege from disclosure, or result in any liability to you on our part in the event that such information is inadvertently released by us or accessed by third parties without our consent. By submitting information to us, including information intended for Website Content, you warrant that you own the material/content submitted, that it is not defamatory, and that our use will not violate any third party's rights. We are under no obligation to use the information submitted. Please do not submit any information that you wish to keep private or proprietary. We will try to respond to you in a timely manner, but may not be able to do so. You agree to indemnify and hold us, our teachers, directors, officers, employees, control persons, suppliers, licensors, volunteers, sponsors, agents, and the authors of the Keys To Understanding Life Series harmless from any and all claims and expenses, including attorneys' fees, arising from content and other information that you provide or submit to the Website, and from your failure to comply with these Terms of Use.

Featured Artists and Ministries

Artists and/or ministries that are featured on this Website are provided solely for your convenience. If you use any links provided that accompany the write-up of the artist or ministry, you will leave this Website. We have had limited experience with their ministries and do not guarantee any results that may be obtained from using them. We do not control and are not responsible for the featured artists and ministries, their websites, their content or their message. If you decide to become involved with any of the featured artists or ministries and their goods, services or materials they offer, you do so entirely at your own risk.

Links to Make a Donation

You may make a donation to Keys. If you choose to do so you will need to contact us first via email. Please review the additional Terms of Use information provided for any third-party service that facilitates a donation. Keys is required to maintain certain information, including your name, mailing address and phone number, regarding donations for the purposes of auditing requirements. Keys will not give or sell your personally identifying information to any third-party for solicitation. See the Keys Privacy Policy for more information about how your personally identifying information from donations might be used.

Links to Third-Party Websites

Links on this Website to third-party websites are provided solely for your convenience. If you use these links, you will leave this Website. We have not reviewed these third-party websites. We do not control, do not endorse and are not responsible for any of these websites or their content. We do not endorse or make any representations about them, or any information, goods, services or other materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk.

Links to This Website

You may create plain-text name-only links to the home page of this Website (www.KeysToUnderstandingLife.com or www.KeysToUnderstandingLife.org) from other websites. You may bookmark and/or share links to pages within the Website, except for pages that lead to Supplemental materials via a button provided on a page. Deep-linking to any pages of this Website accessed through a Supplemental material "button" is strictly prohibited.

Any website that links to the home page of this Website:

- May link to but not replicate any content of the Website;

- Must not create a browser or border environment around any content of the Website;

- Must not imply that we are endorsing it or its products or services;

- Must not misrepresent its relationship with us;

- Must not misrepresent our products or services;

- Must not use our logos or other trademarks without permission;

- Must not include any obscene, scandalous, profane, pornographic, defamatory, or unlawful material, or have the potential to adversely affect the name, reputation and goodwill of us, the Website, or our products or services.

We reserve the right to cancel permission to link to this Website at any time, for any reason.

Jurisdiction

This Website is controlled by us from our offices in the State of Texas, United States. If you choose to access this Website from other locations, you are responsible for compliance with applicable local laws. By using this Website, you agree to comply with all applicable laws and regulations, including U.S. export and re-export control laws and regulations. By using this Website, you agree that: (i) the Website shall be deemed solely based in Texas; and (ii) the Website shall be deemed a passive website that does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than Texas. Any claim relating to, and the use of, this Website and the materials contained herein is governed by the laws of the State of Texas, except that any conflict of law rule of the State of Texas that would require reference to the laws of some other jurisdiction shall be disregarded.

Disclaimers of Warranties

You use and browse this Website and any content contained therein at your own risk. Notwithstanding anything on this Website to the contrary, everything on this Website is provided to you "AS IS." KEYS MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, AS TO THE OPERATION OR CONTENT OF THIS WEBSITE. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT OR REPRESENT THAT THE WEBSITE WILL OPERATE ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE, ITS CONTENT AND ITS SERVER WILL BE FREE OF VIRUSES AND OTHER HARMFUL COMPONENTS or be accurate or complete. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, we DISCLAIM ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, PRIVACY, SECURITY, OR NON-INFRINGEMENT.

Limitation of Liability

In no event and under no legal theory (contract, warranty, tort or otherwise) will Keys, its teachers, directors, officers, employees, control persons, suppliers, licensors, volunteers, sponsors, agents the authors of the Keys To Understanding Life Series or any other party involved in creating, producing or delivering this Website or any Downloadable Content or Website Content be liable for any direct, indirect, special, incidental, punitive, exemplary, consequential or other damages incurred by you, including but not limited to damages associated with: (i) loss of goodwill, profits, business interruption, data, or other intangible losses; (ii) your use or inability to use the Website or any Downloadable Content, any unauthorized use of the Website, or any function of the Website or failure of the Website to function; (iii) unauthorized access to or tampering with any transmissions or information concerning you; (iv) the provision of or failure to provide any service; (v) errors or inaccuracies contained on the Website or any advertising, information, software, products, services, and related graphics used, viewed, or obtained through the Website; or (vi) any property loss, including personal injury, death, or damage to your computer or computer system caused by viruses or other harmful components encountered during or on account of access to or use of the Website or any third-party website linked to the Website. To the extent you allege or assert any damages associated with the Website which are not excluded by the foregoing, then your sole and exclusive remedy is to discontinue using the Website and any content contained therein, including the Downloadable Content and the Website Content. Any claims arising in connection with your use of this Website or any Downloadable Content must be brought within two (2) years of the date of occurrence of the event giving rise to such action.

Indemnification

You agree to indemnify and hold harmless Keys, its teachers, directors, officers, employees, control persons, suppliers, licensors, volunteers, sponsors, agents the authors of the Keys To Understanding Life Series from and against any and all claims, losses, liabilities, damages, costs and expenses (including reasonable attorney's fees and costs) arising out of or related to your breach of any provision of these Terms of Use, including any warranty you provide herein, or otherwise resulting in any way from your use of the Website.

General

If any provision of these Terms of Use is held invalid or unenforceable in any respect by any court having competent jurisdiction, the remaining provisions of these Terms of Use shall not be affected thereby and shall remain in full force and effect. No waiver of any provision of these Terms of Use shall be deemed a further or continuing waiver of such provision or any other provision of these Terms of Use. These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas without regard to its rules regarding conflict of laws. This agreement and the obligations hereunder are performable in Bexar County, Texas. The exclusive venue and jurisdiction for any and all disputes arising out of or relating to this agreement shall be in the State of Texas. Furthermore, within the State of Texas, all such disputes shall only be brought in the county specified by any applicable Texas mandatory venue statute and, if no such mandatory venue statute applies, then in the state and federal courts located in Bexar County, Texas. Each party waives all objections to venue and personal jurisdiction in the Texas courts specified by the preceding two sentences.

With the exception of a breach by you of intellectual property rights, in the event of any dispute, the parties shall, at the shared expense of both parties, use their best efforts to mediate the dispute by an independent mediator appointed by us, with such mediation to be held in San Antonio, Texas.

How to Contact Us